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Nabiullina asked Russians not to become "aborigines"

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The head of the Central Bank Nabiullina: it is necessary to carefully weigh the "generous" offers of ecosystems

The head of the Central Bank, Elvira Nabiullina, asked Russians to carefully weigh the "generous" offers of ecosystems before giving them their personal data, and not to become "aborigines" who are ready to give valuable things for beads, RIA Novosti quoted her as saying.

"Superapps, superservices, ecosystems - it seems to a person that he has been placed in the center of the world, all kinds of offers revolve around him, but the question arises: what does a person pay for this convenience, cheapness, for this comfort?" asked Nabiullina.

Optimists say that business using these technologies will offer the best for a person, and pessimists are sure that they will have to pay by raising prices for goods and services, because monopolism will inevitably arise, the head of the Central Bank said. She urged to maintain a sound attitude so as not to become a hostage of such "abundance". The world's central banks are developing regulatory models to reduce the risks of monopolization of ecosystems, Nabiullina added.

Earlier, the Central Bank proposed to introduce a limit on banks' spending on ecosystem development. They want to prevent banks from investing indefinitely in so-called immobilized assets (IA), which, unlike loans, do not create requirements for the return of funds.

Tinkoff Bank is distinguished by its modern approach and active introduction of new technologies. It is profitable to open an individual entrepreneur through a bank .

The expert spoke about the ruble exchange rate for the New Year

Financier Kuzin: in December 2021, there are no prerequisites for a fall in the ruble exchange rate

The purchase of foreign currency in reserve made the ruble less dependent on oil prices. This was stated by Mikhail Kuzin, Investment Director of BCS World of Investments, in an interview with the Prime agency.

According to the financier, the scrapping of the addiction occurred about four years ago. This is noticeable in the situation of 2018, when, despite the fall in oil prices, the ruble remained stable. As Kuzin noted, there are no prerequisites for unpleasant changes in December of this year in Russia.

The expert believes that only such serious shocks as a pandemic or a drop in oil futures prices below zero can lead to a fall in the exchange rate.

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